What’s in it for you as an employee of QFG? Health & wellbeing resources and programs  Paid vacation, personal, and sick days for work-life balance Competitive compensation and benefits packages Work-life balance in a hybrid environment with at least 3 days in office Career growth and development opportunities Opportunities to contribute to community causes Work with diverse team members in an inclusive and collaborative environment   This job posting is for an existing vacancy.    We’re looking for our next Senior Residential Mortgage Underwriter. Could It Be You? The Senior  Residential Mortgage Underwriter is responsible for successfully contributing to overall portfolio growth and maximizing profitability in an environment focused on operational and service excellence.    The role is responsible for the full credit adjudication process from decisioning mortgage applications based on established lending criteria along with the review and fulfillment of the mortgage conditions.  This includes exception management, pricing determinations and documentation review and acceptance all while meeting performance targets and ensuring adherence to service standards.   Need more details? Keep reading… In this role, responsibilities include but are not limited to:  Successfully contribute to the Residential Lending results, ensuring growth and profitability targets are being met. Maintain knowledge of Questbank’s residential mortgage underwriting policies, procedures, and products. Negotiate, structure, and evaluate received mortgage applications according to internal policies. Manage portfolio risk by exercising consistent, objective and sound credit decisions within authorized limits, escalating with rationale to support recommendation where appropriate. Issue mortgage commitments with appropriate conditions. Review and decision mortgage documentation to ensure each document is complete and accurate based on Questbank’s credit policies, procedures, and anti-money laundering requirements. Effectively partner with Partner Experience to deliver top of class experience to our partners. Work in collaboration with the Credit Quality Assurance and Funding teams to ensure targets are being met. Maintain up to date knowledge of the competition, industry trends and market conditions. Ensure accurate record keeping and that all records are stored and retained to meet Company standards. Identify continuous improvement opportunities. Follow AML procedures on all files with an emphasis on “Know Your Client” rules. Proactively identify actual and potential violations of AML regulatory requirements, internal policies and procedures or other AML/ATF risk situations at an early stage. Conducts appropriate inquiries and investigations in relation to any such situation and ensures that corrective actions and/or risk mitigation actions are implemented in a timely manner or escalated appropriately. Adhere to compliance and operational risk controls in accordance with company’s policies and procedures. Effectively manage tasks and cases to adhere to predetermined Service Level Agreements.   So are YOU our next Senior Residential Mortgage Underwriter? You are if you have... Demonstrated ability to provide alternate solutions based on product and guideline availability. Demonstrated effective organizational and time management skills. Capability to handling multiple tasks and meeting stringent deadlines. Results oriented attitude. Qualities such as: Self-motivated, confident, and capable of working both independently and in a team environment. Bring a positive, can-do attitude to our organization, using creative solutions to solve problems. Established and built on healthy working relationships with your team and peers. Worked well in a dynamic and fast paced environment with the ability to navigate through organizational change. Committed to providing outstanding customer service. Exceptional analytical skills and a keen eye for detail. Solid written and verbal business communication skills. Strong analytical skills. Demonstrated interpersonal and relationship building skills. Demonstrated strong negotiation and sales skills. Solid understanding of the general characteristics, attributes and risk factors associated with various loan types. Minimum of 5 years' experience in residential origination, preferably in the alternative lending space Post-Secondary Education preferred. Working knowledge of the Google Workspace applications.    Compensation Information: Base salary range: $80,000 - $90,000 The final compensation package will be commensurate with the successful candidate's experience, skills, and geographic location (Canada). It includes a comprehensive benefits plan and a competitive incentive (bonus) program for Full-Time Permanent roles.   Sounds like you? Click below to apply! #LI-RJ1  #LI-Hybrid